Foreclosure Attorney Hialeah

The Arcia Law Office has extensive experience and expertise with foreclosures and Hialeah foreclosure defense cases.  Our lawyers represent borrowers in commercial and residential foreclosures and represent them throughout the entire process.  As successful Hialeah area lawyers, we review every facet of your case as well as all lender disclosures, mortgage documents, and notes.  If you’re a homeowner that is potentially facing a foreclosure lawsuit, it is in your best interests to speak with a Hialeah foreclosure defense lawyer immediately.

Florida Foreclosure Law

All foreclosures in the state of Florida must be supervised by the court.  The lender initiates the proceedings by filing a lawsuit with the Circuit Court.  The filing must be accompanied by what is called a “lis pendens” (notice of action pending).  This is an alert to the potential homeowner and lender that a concern exists regarding the title to the property.  It is the documentation or proof that a public notice has been given regarding the execution of an outstanding mortgage.

Benefits of a Strong Foreclosure Defense

If you’re facing a foreclosure lawsuit, only a Hialeah foreclosure lawyer can fight for your rights to stop it in a court of law.  A strong Hialeah foreclosure defense offers several benefits including these:

• If it’s an investment property that is
  getting foreclosed on, you can continue collecting rent from your tenants.
• If you’re upside-down on your mortgage
  (you owe more than the property is worth), you may be able to avoid a
  deficiency judgment.
• You and your Hialeah foreclosure defense
  lawyer could provide evidence and facts that would force the mortgage lender
  into settling on better terms.
• You may be approved for a loan
  modification that will lower the remaining principal on your home loan down to
  the actual market value of the property.
• Most importantly, you’re able to keep
  living in your home during the legal process.

In the state of Florida, the real problem with foreclosures is not only losing your home but getting slammed with a judgment during the legal process.  If you decide to sell your home for the balance remaining at a foreclosure sale, the lender could pursue getting a “deficiency judgment” for the balance remaining on the loan after selling your home. 

One of the many benefits of working with an Arcia Law Office Hialeah foreclosure lawyer is that they can ask hard questions and demand documents from the lender before they sell your home.  For many homeowners, their only hope of saving their home is fighting back with a sound Hialeah foreclosure defense.  In many cases, problematic foreclosures often have the best opportunity for getting a loan modification with a reduced principal balance.

Why should You choose the Arcia Law Office?

While there is no law prohibiting you from defending yourself against a foreclosure, here are 4 reasons why you should choose our firm for your Hialeah foreclosure defense:

• An experienced Hialeah foreclosure defense lawyer has the knowledge, resources, and tools to handle your case.
• Foreclosure court proceedings can be very complex, hence the need for hiring the Arcia Law Office.
• We know federal and state foreclosure laws.
• Your Hialeah foreclosure lawyer will know the different legal options that could help you save your home.

Don’t risk losing your home to foreclosure because you didn’t hire legal representation.  Call the Arcia Law Office at (954) 437-9066 and discuss your case with an experienced Hialeah foreclosure defense lawyer.